At Protección Dinámica we design plans with coverage for damage to third parties both for their property and their person, according to the line and needs of the business, we create Liability programs to protect your company, product, property or lease of land, building or locale, covering the development of your professional activities, errors or omissions as well as the decisions made by your directors and officers, thus insuring any loss.

Types of Liability

• General Liability.
• Professional Liability.
• Domestic and Export Products; Finished Works.
• Constructors’ Liability.
• Contractors’ Liability.
• Tenant’ Liability.
• Environment Liability.
• Others.

In Protección Dinámica we care for your professional reputation as much as for your patrimony; therefore our Financial Lines area takes care of the advisory and integral management of different insurance programs, both local and international:

FINANCIAL LINES

• Professional Liability
• Commercial Credit
• D&O
• Data Protection and Employees Fidelity -against fraudulent acts of the employees.
• Cyber risks

CONSULTANCY

• Risk management
• Claims settlement
• Alternative transference risks
• Fusions and acquisitions

Cyber Risks are those crimes that involve fraud, theft of information and money through digital access. In most cases, its consequences are-

• Interruption of services.
• Corruption or destruction of data.
• Extortion activities where they request money, access or corporate secrets from the victims.

In Protección Dinámica we are clear that technology goes exponentially forward and data protection regulations, both in Mexico and abroad, are increasingly broad, rigorous and complex, including greater compliance requirement for companies since none is exempt from suffering such attacks, and especially those that are dedicated to handling sensitive information of each of its partners and/or customers, therefore -and we believe it is almost mandatory, it is necessary for companies to include Cyber Risk in their business priorities and insurance, but above all, must be prepared to minimize, manage and transfer risk.

Our experience as insurance agents in all types of transport, including from motorcycles to freight vehicles, has made us experts in providing the best advice in each of the cases of our customers, offering protection for-

• Utility Fleet Motorcycles, Cars, and employees’ cars.
• Fleets and/or cargo Freight Trucks.
• Armored Cars.
• Tourist Cars.
• Motorcycles.
• Cargo Transport.

In Protección Dinámica we know that a fleet of vehicles has as many users as drivers and due to the nature of the risk, special and personal attention is required.

We have two divisions specialized in attention and service-

Fleet Area

• Specialists in structuring programs for vehicle fleets, negotiation wit insurance markets, placement and administration.
• Personalized service and attention to special requirements.
• Quotation, issuance and administration system for your fleet, on-line and on the same day.

Fleet Claims Area.

• Specialists in personal attention, advice, monitoring and processing of all types of claims.
• Claims analysis and trends for decision making.
• Process optimization.

In Protección Dinámica we have a area of expert advisors whose main objective is to offer products that achieve the protection and well-being of your executives, employees and their families. Our experience in the field allows us to design insurance plans and recommend the protection program that fits objectively and concretely the most valuable asset of your company- its human capital.

We optimize the benefit programs according to the specific protection needs of our clients, through-

• Analysis and diagnosis of your current and future programs and needs.
• Design of conditions and coverages.

We have attractive benefit programs for employees, achieving greater retention and attraction of key staff at national and international level, as we are sure that employees are the foundation of every business, so that employee benefits are an important element in company salary and compensation programs, this is why we offer a variety of plans, programs and solutions with products aimed at protecting the life and health of your employees.

Major Expenses Health Insurance

At Protección Dinámica we design flexible plans with coverage that perfectly suit the budget of each company according to the needs of their employees, as we understand that a health insurance plan is not a luxury but a benefit that employees appreciate for being the best option in case of illness or accident that might affect and disrupt their family economy.

Life

Protección Dinámica offers collective or group life insurance programs that allow the company to cover the risk of death, permanent disability, as well as organic losses of its employees, solving the obligation acquired through a collective agreement or voluntary social improvement and where this insurance offers different types to choose from and according to the needs and commitments of the company.

Besides guaranteeing the contracted benefits, group life insurance programs enjoy great flexibility, both in possible coverage variations and the insured community and with the main benefit of obtaining lower premiums by being a group insurance.

Personal Accidents

It is an insurance that provides family economic protection in case of accidental death, reimbursement of medical expenses and/or organic losses as a result of an accident at work and/or during the journey there, since accidents happen anywhere and are unpredictable, that is why in Protección Dinámica we have accessible options for the tranquility of your employees and your company.

Optional insurance

The optional insurance program as employee benefits is a solution that allows our customers to add value to the total compensation package and thus implement a scheme that is highly valued and appreciated by all employees as it offers an extensive portfolio of options to provide them with more family protection.

The program brings along several advantages:

• It allows employees to acquire coverage they could not acquire individually.
• It gives them access to other benefit plans that the company does not offer them and that they need, under very favorable terms and prices.
• It allows employees to value and appreciate their benefits.

Some insurance options:

• Medical Care – Minor expenses.
• Dental Insurance.
• Vision Insurance.
• Funeral Insurance.
• In excess of the standard coverage, co-paid by the employee

Within our value offer in Property Damage insurance lines, we have credit insurance specialists, where compensation is guaranteed for the losses our clients may suffer related to the non-payment of credits granted to their buyers, generated as a result of legal insolvency, prolonged de facto or moral insolvency. This insurance is designed for use in small, medium and large companies, both local and multinational.

A bond is a contractual figure that supports the commitments assumed by individuals and businesses, guaranteeing losses or negative economic effects that may be incurred by breach of contracts or commitments, or the possible illicit acts that could be made by your own employees in detriment the company assets.

Protección Dinámica works with solid bonding companies with recognized prestige within the country which allows us to guarantee our customers quick service and competitiveness in all branches of bonds for negotiating and improving the terms of their bonds at a reasonable cost and according to their needs, canceling their bonds when the liability is settled, obtaining the repayment of deposit amounts with the possibility of issuing bonds in any part of the Mexican Republic at our bonded party locations for their immediate delivery.

Competitive Advantages

• We work with almost all bonding companies.
• We process and issue bonds for any part of the Mexican Republic.
• Our extensive experience results in great negotiating power with the bonding market.

Bonds we offer

• Administrative.
• Credit.
• Fidelity.
• Tax.
• Legal.